7 Steps to Homeownership
7 Steps to Homeownership
7 Steps to Homeownership

7 Steps to Homeownership

We can help you throughout the home buying process. In most cases, your real estate agent is paid by the seller through a commitment already agreed to between the listing broker and the seller. So there are no direct costs to you. Here are the seven basic steps to home ownership: 

  1. Buyer needs assessment: In this one to two hour meeting we simply talk about the process and guide you through a thoughtful process to establish search parameters. This is a critical meeting and when done with a trained real estate agent can save you both time and money in the home buying process.
  2. Loan qualification: This takes about one hour with a loan officer. Our agents deal with different lenders in a whole host of scenarios. We have seen good loans and bad ones. You can use our agents as sounding boards for your particular situation. We are prepared to coach you through this event to make this a more productive process for you.
  3. The home search: This step takes an indefinite time. Sometimes the search is only a few days. Sometimes it can take months. Our objective is to minimize the stress on you to make this a quick, simple and comfortable process for you. In any case, we will never put pressure on you to buy anything. Our agents are there simply to consult and guide you safely along the path to home ownership.
  4. Selection and offer: Once you choose a house that you want to purchase, our agent will advise you on fair market value and help you to prepare an offer that suits your best interest.
  5. Contract negotiation: This can be as short as a few hours or could take several days. Our agent will represent you, with your consent, and help you to craft a deal that is best for you.
  6. Contract execution: This can take as much as 4 to 6 weeks if a loan is involved in the deal. During this step you will want to obtain the Good Faith Estimate from your preferred lender or competing lenders. In this step, any and all contract contingencies need to be satisfied. We will guide you through this process and protect your best interests.
  7. Closing: This takes about one hour. Our agent will have been communicating with the selected attorney for weeks prior to closing to make sure all the details are addressed. Our commitment to you is that there are no surprises at the closing table. This should be a happy day—a day of celebration. But it will only be happy if it goes well. It’s our job to make sure it does. 

If you would like to meet with one of our agents, please fill out the form below and give us a way to contact you. 

We’ll be in touch right away! Thanks!

Our Agents

Ericka Wright
Ericka Wright

Ericka Wright Agent

Karen DeGasperis
Karen DeGasperis

I specialize in helping my clients get the most value when buying a home and helping them put the most cash in their pocket when…

Chris Wall
Chris Wall

I’ve been in some form of the Real Estate Industry for over 30 years! Started with managing a Real Estate Attorney’s apartment community in Portland…

Graham Barrett
Graham Barrett

Born and raised on the sunny east coast of South Africa, I entered the United States for the first time in 1997. Immediately impressed by…

Recent Blogs

What to Do When Your Property Manager Ignores You
Apr 11,2024
What to Do When Your Property Manager Ignores You

Owning rental property is daunting and comes with many responsibilities. As a property owner, having a property manager can be a convenient way to handle renting out your residential or commercial space. However, what happens…

Read More
Understanding Property Management Costs
Apr 06,2024
Understanding Property Management Costs

Owning rental property comes with its fair share of responsibilities. While you can handle these tasks yourself, you risk compromising the bottom line. You need the expertise and knowledge required. If you prefer a more…

Read More
Common Misconceptions About Property Management
Mar 27,2024
Common Misconceptions About Property Management

Owning rental property can be a lucrative investment, but comes with its fair share of challenges. One of the critical aspects landlords underestimate is property management. While some may believe handling these responsibilities is practical,…

Read More

Reviews