At 3 Options Realty, we believe successful rental property ownership requires more than leasing and maintenance — it requires proactive landlord risk management and income protection strategies. We offer a suite of optional protection tools designed to help rental property owners reduce financial exposure, stabilize rental income, and protect their investment properties from common loss events.
These programs are built specifically for long-term rental owners and real estate investors who want more predictable performance and layered protection beyond standard property management services. Protection tools may be selected individually or combined into customized bundles based on your property, resident profile, and risk tolerance. All protection programs are subject to specific terms, conditions, limitations, and eligibility requirements. Coverage triggers and benefit caps vary by program. Please contact us for full program details.
Our eviction protection program helps rental property owners reduce the financial impact of a covered eviction and tenant default event. It is designed as a landlord risk management tool to stabilize costs when a removal becomes necessary.
Helps offset eviction-related expenses
Covers court filing and legal process costs
Includes set-out and possession enforcement fees
Covers re-keying and property security after removal
Includes haul-off of abandoned items
Include replacement tenant leasing fee
Designed to reduce out-of-pocket loss for rental owners
A valuable component of a landlord eviction risk management strategy.
Our property protection program provides an added layer of protection against covered tenant-caused property damage beyond normal wear and tear. It is designed to help landlords reduce large out-of-pocket repair costs and recover faster after a qualifying damage event.
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Read MoreCovers up to $35,000 in tenant-caused property damage
Applies to damage beyond normal wear and tear
Helps reduce unexpected repair expense for rental owners
Supports faster property recovery
Adds an extra risk management layer beyond the security deposit
A valuable tool for landlords seeking stronger rental property risk management and asset protection.
Our rent guarantee program is designed to support predictable rental income when a tenant defaults. It helps landlords and rental property investors stabilize monthly cash flow and reduce income disruption risk.
Provides rent coverage after a tenant default
Supports more predictable monthly rental income
Helps reduce cash-flow disruption for landlords
Works as part of a broader landlord risk management strategy
A popular tool for owners focused on rental income protection and portfolio stability.
Our pet protection program allows landlords to accept pets while reducing financial risk from qualified pet-related damage. It helps rental property owners expand their applicant pool without increasing exposure to unexpected repair costs.
Provides coverage up to $5000 for pet-related property damage
Helps reduce landlord financial risk from approved pets
Supports pet-friendly rental policies with added protection
Expands the qualified applicant pool for rental properties
Adds a risk management layer beyond standard pet deposits or fees
Ideal for landlords offering pet-friendly rentals with built-in risk controls.
Our utility coordination program helps keep essential utilities active during vacancy and turnover periods so rental properties remain protected and ready for make-ready work. This reduces risk exposure for landlords and supports faster property turns between residents.
Keeps essential utilities active during vacancy periods
Helps reduce risk of property damage from shutoffs
Supports faster make-ready and turnover work
Prevents service interruption between residents
Helps avoid delays with vendor and contractor access
Especially valuable for landlords focused on vacancy risk control and property preservation.
We can help rental property owners explore commercial-style landlord insurance options designed for rental properties. This master policy program may provide broader coverage structure and fewer exclusions than many standard landlord insurance policies. Availability varies by property.
Access to portfolio-style landlord insurance programs
Suports investor owner rental housing
May offer broader coverage structure than standard policies
Eligibility varies by property
Quotes and details provided on a per-property basis
A useful option for landlords seeking portfolio-level insurance solutions for rental properties.
Many owners choose to combine multiple protection tools into a bundled risk-management package for broader coverage and operational simplicity. Bundle options can be customized based on property type, risk profile, and investment goals.
During onboarding and portfolio reviews, we help owners evaluate which protection tools make sense for their specific situation.
Risk management tools are most effective when combined with strong tenant screening and qualification standards. While no screening process guarantees perfect outcomes, careful applicant evaluation significantly reduces eviction and default risk.
Our screening process includes:
Income and employment verification
Rental history and landlord references
Credit pattern review
Background screening where permitted by law
Qualification standards based on rent-to-income ratios
Identity and application fraud screening
Strong screening, combined with layered landlord protection programs, helps reduce loss exposure and support long-term rental stability.
I would like to give a shoutout to 3 Options Realty for being so awesome The transformation for moving into the home was so easy with their guidance on everything, they were the best at it all! If you want someone that is caring and on top of everything three options Realty is the one. Once again thank you 3 Options. I love the home I'm in.
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